Contractors insurance is designed to meet the needs of contractors and tradespeople who undertake work in a large variety of industries.
The need for insurance for contractors is clear, and Lloyd & Co Insurance Services can offer advice on the risks that your business faces and provide solutions with a bespoke package suited to your business.
We understand that some work can often be hazardous or highly specialised, and so the need for correct public liability insurance is essential. Employers’ Liability is also crucial and a legal obligation for businesses that employ people.
We can include the following covers:
- Public Liability with multiple options £1million, £2million, £5million, £10 million (higher limits can be arranged)
- Employers’ Liability
- Tools Cover
- Contractors All Risks
- Contract Works
- Hired in Plant
- Own Plant
- Personal Accident
Ensuring the right level of cover means that you’ll be in a better position to tender for more contracts where necessary. When contracting, employers and clients will generally make it a priority that you’re insured correctly to be able to operate.
We can also offer cover to high risk trades such as, amongst many others, lift engineers, concrete pourers and form workers, scaffolding erectors, steel workers, roofing contractors, steel fabricators and heating engineering contractors, including offshore workers and railway workers.