Commercial Insurance

Directors & Officers Insurance

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In your role as a Director or Officer of a business, you will carry out specific duties, and have responsibilities and powers relating to your position. If you are a director or have significant control of a business, directors & officers insurance can protect you as an individual against alleged wrongful acts you have carried out whilst in your position.

Having the right directors & officers cover in place allows the most senior people to come to get on with their roles, safe in the knowledge that if they do things properly, they will not be in a position of personal liability.

Risks are constantly evolving, particularly in the digital area, where individuals could be held responsible for data breaches within a company. Speak to experts in directors & officers insurance at Lloyd & Co about protecting the directors and officers in your business.

A typical policy can include:

  • Cover for alleged claims made directly against directors and officers of the business
  • Cover for alleged claims made directly against the entity (company)
  • Cover for alleged claims made relating to employment issues, such as unfair dismissal or discrimination