Commercial Insurance

Motor Trade Insurance

For a free quote with no obligation, call us on 01704 321 577 now or fill out our Online Quote form

What is Motor Trade Insurance?

Motor trade insurance gives you full cover if you’re buying and selling vehicles either from your home or from business premises. It also provides cover if you repair and service vehicles, offer a roadside breakdown service or fit tyres.

Motor trade insurance is available to anybody who runs a for profit business within a motor trade. You will need to provide evidence that you are running a motor trade business to be eligible for this type of insurance.

This is not a personal vehicle insurance policy, although we can help you with that too, view our Car Insurance page.

What trades are suitable?

Numerous trades can be covered, including but not limited to:

  • Body Shops
  • Commercial Vehicle Repairers
  • Mobile Mechanics
  • Part Time Traders or Mechanics Working From Home
  • Service, Repair and MOT garages
  • Vehicle Body Builders
  • Vehicle Breakdown & Recovery Agents
  • Vehicle Collection & Delivery Agents

Types of Motor Trade Insurance

There are two types of motor trade insurance policies: road risks or combined. Road risks cover just your vehicles out on the road, whilst a combined policy will also cover your premises also including stock, contents, and business interruption.

Why Choose Lloyd & Co?

We can save you money on your insurance because our first step is to ensure we know everything we need to know about your business so we can provide the most appropriate level of cover. Our quotation process is quick and efficient; you’ll always speak to a member of our team directly, no lengthy forms to fill in. Once we have all the information we need, leave the rest to us! We will be back in touch only once we have found the perfect motor trade insurance policy for your needs. Once finalised, your policy documentation will be issued quickly.

We believe that finding the best value motor trade insurance doesn’t necessarily mean choosing whatever is cheapest. That’s why we will only arrange motor insurance that is perfectly suited to your business needs.