Personal Accident insurance protects you and your employees if you, or they, are unable to work because of an accident. It provides compensation to the policyholder and/or employees or their families in the event of injuries, disability or death caused by accidents. It is different from Life insurance and Medical & Health insurance.
We can obtain cover from a wide insurance market that will cover you worldwide against permanent and some temporary injuries sustained as a result of an accident.
In the event of a claim our in-house claims team will deal with all matters for you and take the strain off the claims process. This way we will make sure that there is as little disruption to your business or distress to the families of your employees as possible.
The need for Personal Accident insurance
Accidents can cause financial strain on families and if a person is admitted to hospital, or worse, left permanently and totally disabled the situation can become unmanageable. With our Personal Accident insurance policy, you could receive valuable financial help at what would be a very distressing time.
Personal Accident insurance from Lloyd & Co Insurance Services
We deal with many leading UK Insurers and Lloyd’s Underwriters to provide the best possible quotation and cover for our clients, regardless of the risk. Being totally independent means that we are not tied to a single provider and this allows us access to a range of insurance policies.
With no call centres, you can be guaranteed of a personal and friendly approach by our friendly advisers.