Commercial Insurance

Professional Indemnity Insurance

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What is Professional Indemnity Insurance?

In the event that a client suffers financial loss or reputation damage, and considers your advice to be negligent or your work to be below standard, they may wish to make a claim against you. Without adequate professional indemnity insurance, you could be exposed to high legal costs as well as awards for damages.

Professional indemnity insurance can help to shield you from these risks, but even if a claim is never made against you, indemnity insurance can also help new clients to feel at ease, knowing you are fully protected should anything arise.

Who needs professional indemnity insurance?

Professional indemnity insurance is not a legal requirement, but could prove invaluable for any business offering professional services. You may be sued for negligence when, in fact, you believe you have always done the right thing. Without insurance, the cost of defending a legal claim can be crippling to a business.

Lloyd & Co Insurance Services can provide professional indemnity cover for a wide range of industries utilising a number of leading names in insurance. Give us a call to discuss what you do, and we will look at arranging cover that offers protection and peace of mind for you and your business.