Lloyd & Co Insurance Services can arrange a Public Liability insurance policy under a commercial combined package.
Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.
Public liability insurance covers the cost of compensation for:
- Personal injuries
- Loss of or damage to property
- Death
Policies vary from insurer to insurer, but most public liability policies cover you for:
- Incidents that occur on your business premises
- Incidents that take place off-site, at events or activities organised by your company
Public liability is a form of business insurance designed to cover compensation or legal costs if members of the public or customers claim they have experienced personal injury or damage to their property as a result of your work.
Whether an incident happens on your premises or when your employees are out and about, public liability insurance helps to shield your business against unforeseen costs.
Even when you do everything right, accidents can happen. Any business can face compensation claims and related legal fees, whether you’re a freelance professional, a sole trader working with tools, or you own a small business. With the right cover, your livelihood is protected.
Products liability insurance is normally included as part of your public liability insurance policy. This gives you an extra layer of protection if a product you supply, distribute or sell is subject to an insurance claim.