No matter if you have residential or commercial property; a single buy-to-let property or an extensive portfolio; all landlords have one thing in common, the need for the perfect landlord insurance cover.
Landlords with single properties, residential properties, commercial properties, mixed portfolios, and unoccupied properties all have very different insurance requirements. Avoid the stress and confusion of finding your landlord insurance policy by letting us handle it all for you.
What can landlord insurance cover?
All our landlord insurance policies come with the things you might expect, such as buildings and contents cover, but they also cover things such as:
- Property owners’ liability Ranges from £1m to £10m+ dependent on your needs. Following a successful claim, this policy meets your legal costs if a member of the public is injured on your property.
- Property Damage Accidental or malicious damage to property by tenants is fully covered by this policy. This also includes subsidence cover.
- Wasp or bee nests Which can lead to property damage if not treated and removed by a professional.
- Employers’ liability insurance Essential if you employ staff to manage or maintain your property. The standard level of cover we offer is £10 million, though other limits are available.
Affordable and manageable landlord insurance
Our landlord insurance policies won’t break the bank and offer you peace of mind. We can offer direct debit payments to spread the cost (subject to status), which can offer you a greater level of flexibility.